{"id":2378,"date":"2022-09-05T21:48:05","date_gmt":"2022-09-05T19:48:05","guid":{"rendered":"https:\/\/blvk.dev.mxm.agency\/?page_id=2378"},"modified":"2025-10-21T10:15:04","modified_gmt":"2025-10-21T08:15:04","slug":"taux-dinterets-hypothecaires","status":"publish","type":"page","link":"https:\/\/blvk.ch\/fr\/taux-dinterets-hypothecaires\/","title":{"rendered":"Taux d\u2019int\u00e9r\u00eats hypoth\u00e9caires"},"content":{"rendered":"<h2>Les taux d\u2019int\u00e9r\u00eats actuels de vos hypoth\u00e8ques en un coup d\u2019\u0153il.<\/h2>\n<p>Les taux sont fix\u00e9s chaque semaine, le mardi et sont \u00e0 consid\u00e9rer comme des valeurs indicatives. Ils sont exclusivement valables pour les personnes assur\u00e9es de la CACEB et ont une valeur indicative. Ils peuvent changer \u00e0 tout moment.<\/p>\n<p>Fixation de l\u2019int\u00e9r\u00eat \u00e0 terme jusqu\u2019\u00e0 six mois \u00e0 l\u2019avance, sans suppl\u00e9ment. 7 \u00e0 12 mois au maximum \u00e0 l\u2019avance, avec un suppl\u00e9ment de 0,10 pour cent pour toute la dur\u00e9e.<\/p>\n<h2>Qu\u2019est-ce qu\u2019une hypoth\u00e8que SARON\u00a0?<\/h2>\n<p><!--more--><\/p>\n<p>Le SARON (Swiss Average Rate Overnight) repr\u00e9sente le taux d\u2019int\u00e9r\u00eat au jour le jour. Il est calcul\u00e9 sur la base des transactions des pensions de titres (repo) et des cotations affich\u00e9es sur le march\u00e9 mon\u00e9taire suisse. Il est \u00e0 la fois transparent, repr\u00e9sentatif et robuste et il satisfait aux exigences des normes internationales de comparaison. Pour de plus amples informations sur le SARON et son \u00e9volution, rendez-vous sur six-group.com\/saron<\/p>\n<p>L\u2019hypoth\u00e8que SARON est calcul\u00e9e trimestriellement sur la base du SARON compos\u00e9 (SARON Compound). Il s\u2019agit de la moyenne des taux SARON capitalis\u00e9s quotidiennement sur une p\u00e9riode donn\u00e9e. Le SARON Compound sert de taux de base de votre hypoth\u00e8que SARON. Le montant du taux de base est communiqu\u00e9 apr\u00e8s la fin de la p\u00e9riode de d\u00e9compte trimestrielle et est utilis\u00e9 pour la p\u00e9riode de d\u00e9compte suivante. S\u2019il est n\u00e9gatif, un taux de 0 pour cent est pris en compte pour calculer le taux d\u2019int\u00e9r\u00eat de votre hypoth\u00e8que SARON. Votre taux d\u2019int\u00e9r\u00eat personnel se compose du taux d\u2019int\u00e9r\u00eat de base et d\u2019une marge convenue avec la CACEB.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Les taux d\u2019int\u00e9r\u00eats actuels de vos hypoth\u00e8ques en un coup d\u2019\u0153il. Les taux sont fix\u00e9s chaque semaine, le mardi et sont \u00e0 consid\u00e9rer comme des valeurs indicatives. Ils sont exclusivement valables pour les personnes assur\u00e9es de la CACEB et ont une valeur indicative. Ils peuvent changer \u00e0 tout moment. Fixation de l\u2019int\u00e9r\u00eat \u00e0 terme jusqu\u2019\u00e0 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":4,"comment_status":"closed","ping_status":"closed","template":"page-templates\/tables-template.php","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-2378","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Taux d\u2019int\u00e9r\u00eats hypoth\u00e9caires - CACEB<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/blvk.ch\/fr\/taux-dinterets-hypothecaires\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Taux d\u2019int\u00e9r\u00eats hypoth\u00e9caires - CACEB\" \/>\n<meta property=\"og:description\" content=\"Les taux d\u2019int\u00e9r\u00eats actuels de vos hypoth\u00e8ques en un coup d\u2019\u0153il. 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