{"id":10742,"date":"2026-01-12T16:06:03","date_gmt":"2026-01-12T15:06:03","guid":{"rendered":"https:\/\/blvk.ch\/?p=10742"},"modified":"2026-01-12T16:05:59","modified_gmt":"2026-01-12T15:05:59","slug":"bon-rendement-des-placements-2025","status":"publish","type":"post","link":"https:\/\/blvk.ch\/fr\/bon-rendement-des-placements-2025\/","title":{"rendered":"Bon rendement des placements pour l\u2019ann\u00e9e 2025"},"content":{"rendered":"<p><strong>Bon rendement des placements pour l\u2019ann\u00e9e 2025<\/strong><\/p>\n<p>La CACEB a connu une ann\u00e9e 2025 positive en mati\u00e8re de placements. Malgr\u00e9 les crises g\u00e9opolitiques, les incertitudes li\u00e9es aux droits de douane am\u00e9ricains, la baisse des taux en Suisse et en Europe, la CACEB a r\u00e9alis\u00e9 un rendement de 5,8% sur ses placements. Les cat\u00e9gories de placements ayant le plus largement contribu\u00e9 \u00e0 ce r\u00e9sultat satisfaisant sont les actions et l&rsquo;immobilier suisse.<\/p>\n<p>Sur cette base, la Commission administrative a d\u00e9cid\u00e9 de r\u00e9mun\u00e9rer \u00e0 nouveau \u00e0 3,75% le capital-\u00e9pargne et le capital-\u00e9pargne suppl\u00e9mentaire \u00ab\u00a0retraite anticip\u00e9e\u00a0\u00bb et \u00ab\u00a0rente transitoire\u00a0\u00bb au 31 d\u00e9cembre 2025. La r\u00e9mun\u00e9ration moyenne du capital-\u00e9pargne depuis l\u2019introduction de la primaut\u00e9 des cotisations en 2015 augmente ainsi \u00e0 2,23%, tandis que cette moyenne est de 1,14% pour le taux d\u2019int\u00e9r\u00eat minimum LPP. Le capital-\u00e9pargne en cas de mutation durant l\u2019ann\u00e9e 2026 est r\u00e9mun\u00e9r\u00e9 \u00e0 1,25% (taux d\u2019int\u00e9r\u00eat de mutations). Le taux d\u2019int\u00e9r\u00eat d\u2019\u00e9pargne d\u00e9finitif pour 2026 sera fix\u00e9 \u00e0 la fin 2026.<\/p>\n<p>La Banque nationale suisse a abaiss\u00e9 son taux directeur \u00e0 0% en juin 2025. Dans ce contexte, la Commission administrative a d\u00e9cid\u00e9 d\u2019\u00e9valuer les engagements au 31 d\u00e9cembre 2025 avec un taux technique de 1,25% (ann\u00e9e pr\u00e9c\u00e9dente\u00a0: 1,50%).<\/p>\n<p>Le taux de couverture de la CACEB a augment\u00e9 de 97,7% (31 d\u00e9cembre 2024) \u00e0 99,5% au 31 d\u00e9cembre 2025, selon les estimations, et il est donc au-dessus de la courbe de financement actuellement \u00e9gale \u00e0 95,2%. En raison du d\u00e9couvert de la CACEB, les rentes de vieillesse ainsi que les rentes d\u2019invalidit\u00e9 et de survivants 2026 d\u00e9passant le minimum LPP ne sont pas adapt\u00e9es au rench\u00e9rissement.<\/p>\n<p>Tous les chiffres pour 2025 reposent sur des calculs internes et n\u2019ont pas encore \u00e9t\u00e9 r\u00e9vis\u00e9s. Les chiffres d\u00e9finitifs seront disponibles mi-avril 2026.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bon rendement des placements pour l\u2019ann\u00e9e 2025 La CACEB a connu une ann\u00e9e 2025 positive en mati\u00e8re de placements. Malgr\u00e9 les crises g\u00e9opolitiques, les incertitudes li\u00e9es aux droits de douane am\u00e9ricains, la baisse des taux en Suisse et en Europe, la CACEB a r\u00e9alis\u00e9 un rendement de 5,8% sur ses placements. Les cat\u00e9gories de placements [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":10751,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[17],"tags":[],"class_list":["post-10742","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-non-classifiee"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Bon rendement des placements pour l\u2019ann\u00e9e 2025 - CACEB<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/blvk.ch\/fr\/bon-rendement-des-placements-2025\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bon rendement des placements pour l\u2019ann\u00e9e 2025 - CACEB\" \/>\n<meta property=\"og:description\" content=\"Bon rendement des placements pour l\u2019ann\u00e9e 2025 La CACEB a connu une ann\u00e9e 2025 positive en mati\u00e8re de placements. Malgr\u00e9 les crises g\u00e9opolitiques, les incertitudes li\u00e9es aux droits de douane am\u00e9ricains, la baisse des taux en Suisse et en Europe, la CACEB a r\u00e9alis\u00e9 un rendement de 5,8% sur ses placements. 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